Protect Your Ride with the Right Auto Policy

Whether you drive to work every day or only on weekends, your car deserves a policy that keeps you covered when it matters most. We help you find the right fit - quickly and without the headache.

Get a Quote
Blue sedan car on the road
Family standing next to their car

Lower Rates Without Cutting Corners on Coverage

We believe auto insurance should be simple, honest, and built around the driver - not the other way around.

At Rick's Ins Agency, every policy starts with a conversation. We sit down with you, learn about your driving habits, and match you with a plan that covers what matters without padding the price. Our team has worked with drivers of all kinds - from first-time car owners to seasoned road trippers - and we treat every client the same: like a neighbor who deserves a fair deal.

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Coverage Options Built for Every Driver

Red car on highway

Personal Auto Coverage

From fender benders in parking lots to unexpected hail damage, your daily driver should always be protected. We offer plans that keep you on the road no matter what comes your way.

Commercial truck on road

Commercial Vehicle Insurance

If your business runs on wheels, you need a policy that moves with you. We cover trucks, vans, fleets, and everything in between so your livelihood stays protected at all times.

Car driving through suburban neighborhood

Specialty Auto Insurance

Some vehicles need coverage beyond a standard policy. From classic cars to rideshare and high-value vehicles, we offer flexible auto insurance options built to protect what makes your ride unique.

Why Choose Us

Professional insurance team
100%
Customer Satisfaction
200+
Monthly Active Clients
100+
New Clients Per Week

Not every agency takes the time to learn about your situation before quoting a price. We do. Our process is built around you, your budget, and your peace of mind.

1

Get a Tailored Quote

Share your vehicle and driving details, and we will send you a rate that fits.

2

See All Your Discounts

We check every discount that could apply so nothing gets missed.

3

Start Coverage Online or by Phone

Lock in your plan from your computer or give us a quick call.

Frequently Asked Questions

1. What types of auto coverage do you offer? +
We offer liability, collision, uninsured motorist, roadside assistance, and rental car coverage. Each one can be added or removed based on your needs and budget. Our agents walk you through every option so nothing feels confusing.
2. How fast can I get a quote?
Most quotes take less than ten minutes. Just provide your vehicle details, your driver's license info, and a bit about your driving history. We will handle the rest and get back to you with a rate right away - no long forms or confusing paperwork.
3. Can I bundle auto with other policies? +
Yes, bundling is one of the easiest ways to save. Pairing your auto policy with a home or renters policy often brings down the total cost. Ask us about our bundling options when you request a quote.
4. What should I do after a car accident? +
First, make sure everyone is safe and call 911 if needed. Then exchange information with the other driver and take photos of the scene. After that, contact us as soon as possible so we can start your claim and walk you through the next steps.
Person reviewing insurance documents

Awards & Recognition

Top-Rated Agency

Recognized for putting clients first with reliable results.

Fastest Growing

Our client base grows because happy customers spread the word.

Reliable Support

Every call answered by a real person who knows your policy.

Service Excellence

Honored for going above and beyond in claims handling.

Team in a meeting clapping
Call Now
+1 (620) 620-5140
24/7 Online Support
Office Address
1632 E 23rd Ave, 1st Floor, Hutchinson KS 67501